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Knowledge base · FAQs

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Plans, permits, financing, insurance, data and pricing, and how each role uses Built4UIQ.

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What exactly is Built4UIQ, and is it a licensed architectural or engineering firm?

Getting started

Built4UIQ is an automated construction compliance, lot-specific plan compilation, and workflow software platform. We are not a licensed architectural or engineering firm. Our software automatically generates code-compliant preliminary plan packages, municipal exemption documents, and budget spec suites based on local jurisdiction data. However, all plan outputs must be reviewed, stamped, and approved by a locally licensed professional engineer (PE) or architect before municipal permit submission.

How does Built4UIQ speed up municipal permit approvals?

Getting started

Municipal review delays usually happen because submitted plan sets lack required local code details or setback calculations. Built4UIQ runs your project parameters against local municipal ordinances to compile a lot-specific Ready-for-Permit Plan Package or a Municipal Permit Exemption Packet ($499). We also provide city inspectors and reviewers with zero-cost token access to a View-Only Municipal Permit Portal, allowing them to verify compliance checklists instantly rather than issuing vague plan-check rejections.

I’m an Owner-Builder. How does Built4UIQ help me manage a build without a traditional GC?

Owner-builders

For owner-builders, the platform acts as your digital co-pilot. We provide a $150 Bank-Ready Underwriting Spec Suite to help you secure financing, followed by our Active Build & Draw Management Portal ($30/mo). The portal maps out your exact build lifecycle phase-by-phase (Foundation → Framing → Rough-In Trades → Final Inspections), telling you exactly which trade contractor is needed next, what municipal inspections must occur, and what documents are required before moving to the next stage.

How does the co-branded card work for Subcontractors and GCs?

Contractors

Built4UIQ partners with A Day Early, Inc. to facilitate a co-branded card program designed for trade contractors and builders. The card allows subcontractors and GCs to manage jobsite material purchases and trade spend with zero-day early draw settlement features. Note: Built4UIQ is a technology software platform, not a bank or card issuer. All card ledgers, credit facilities, and payment settlements are issued and governed directly by A Day Early, Inc. and its financial banking partners.

How do Construction Lenders use Built4UIQ for loan underwriting and draw management?

Lenders & insurers

Lenders utilize our Enterprise Lender Risk Portal ($499–$1,499/mo) and Digital Draw Verification Packages ($250–$500 per loan). Instead of relying on manual site visits or paperwork, lenders can inspect tokenized compliance packages, verified photo milestone uploads, and unconditional digital lien waivers directly through the platform to approve fast, risk-mitigated draw disbursements.

Can I use Built4UIQ plans to apply for a bank construction loan?

Owner-builders

Yes. Our Bank-Ready Underwriting Spec Suite ($150) compiles your line-item budgets, material specifications, lot details, and contractor bid packages into the exact format required by commercial bank underwriting departments. You can also push your completed spec book directly to our partner network of construction lenders through our Loan Origination Marketplace for competitive funding options.

How does Built4UIQ lower Builder’s Risk and Liability insurance premiums?

Lenders & insurers

Insurance carriers lose millions annually to defect litigation and trade credential lapses. Built4UIQ generates a Verified Risk & Code Compliance Mitigation Certificate ($150–$300) for your project. This certificate proves 100% active trade license compliance, active General Liability/Workers’ Comp coverage, and verified municipal code checks, qualifying policyholders for 5% to 10% premium discounts with participating underwriters.

What happens if a municipality requests revisions or rejects a plan package?

Getting started

If a city review desk issues redlines, our Redline & Correction Manager breaks down the city's feedback into clear, actionable updates. You can upload revised engineering attachments or updated lot details directly within your portal. Because our code-search engine continuously updates local municipal requirements, we significantly reduce back-and-forth review cycles.

How does Built4UIQ handle my data and project information?

Getting started

Data security is fundamental to our platform. All data is encrypted at rest using AES-256 and in transit using TLS 1.3 enterprise protocols. As outlined in our Privacy Policy, we process aggregated, anonymized project benchmarks (such as permit turnaround times and trade performance indicators) to provide risk analytics to lenders and insurers. We never sell sensitive personal information (like Social Security numbers or full bank credentials) to consumer data brokers.

What is the pricing structure for General Contractors and Trade Partners?

Contractors

General Contractors and specialized trade subcontractors can subscribe to our Multi-Project Builder Workspace ($249/year SaaS), which grants centralized management across multiple client builds, project plan libraries, trade certificate (COI) tracking, and digital lien waiver signing. A la carte municipal permit compilation packets are available at $499 per project.

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